by Matthew A. Struck, CPCU, ARM – November 30, 2017
Wellness programs have been a thing for a number of years now. The overall goal is to try and promote a healthier workforce. The benefits can be huge if implemented correctly. But most importantly, the workforce has to buy in. If you’re going to make a commitment to employee wellness, you can’t simply pick a program off the shelf and offer it to your employees. The following are some best practices to get the most out of an employee wellness plan. Full disclaimer, if you’re not willing to commit to these, you’re wasting time and resources that might be better spent elsewhere in your organization.
by Matthew A. Struck, CPCU, ARM – November 29, 2017
Let’s just get this out of the way…Temporary, Part-time, and Volunteer workers need to be treated like they are your full-time employees. Just because someone isn’t paid or paid on a 1099 versus a W2 doesn’t mean they won’t create a liability claim or compensable injury claim that you need to pay for! Here’s how it’s done…
by Matthew A. Struck, CPCU, ARM – November 28, 2017
Part of maintaining an enthusiastic and high functioning workforce along with attracting top talent is the benefits package that you offer. In fact, millennials entering the workforce are asking for more and more when it comes to their benefits. Also, the current health insurance market creates tons of exposure in this arena. So what are the potential pitfalls and how do you address them?
by Matthew A. Struck, CPCU, ARM – November 27, 2017
“There never is a good time for tough decisions. There will always be an election or something else. You have to pick courage and do it. Governance is about making tough, even unpopular, decisions.” – Jairam Ramesh
Governance refers to the way a corporation or organization is governed. It is the technique by which organizations are directed and managed. Good governance is essential to develop added value to all of the stakeholders of an organization.
by Matthew A. Struck, CPCU, ARM – November 26, 2017
The most effective risk management programs are achieved through buy-in throughout the entire organization. From the janitor’s office all the way up to the C-suite, everyone needs to be on board. So how do you achieve an organization-wide risk management culture?
by Matthew A. Struck, CPCU, ARM – November 25, 2017
Some HR Professionals refer to it as their Bible. An employee handbook is a necessary and crucial part of any organization’s human resources as well as risk management program. The information contained within it sets the expectations of anyone who works for or in an organization. It also outlines the rewards and disciplinary actions that may follow acceptable and unacceptable behavior. If you don’t have an HR Bible, you’d better get one immediately.
by Matthew A. Struck, CPCU, ARM – November 24, 2017
A 2016 Pew Research Study found that half of all full-time and part-time workers (51%) say their workplace has rules about using social media while at work (45% say their employer does not have these policies), while 32% report that their employer has policies about how employees may present themselves on the internet in general (63% say their employer does not have these policies). Of the employees who use social media in the course of their employment, 46% say it is useful for finding information they need to do their job.
However, employers still have a love-hate relationship with social media use in the workplace. I recently contributed to a podcast that tackled this issue with an attorney, Kelly Adler of Capehart Scatchard. The use of social media has major positive and negative impacts on an organization. It’s a tight-rope walk for sure.
by Matthew A. Struck, CPCU, ARM – November 23, 2017
Cyber Security Online reports a scary look into the future of cyber crime. By 2021, global cyber losses may top $6 trillion. Global ransomware damage costs are anticipated to exceed $5 billion in 2017. There are some statistics floating around that about 40% of email traffic includes some form of ransomware software/infection.
by Matthew A. Struck, CPCU, ARM – November 22, 2017
Flo’s got telematics. NFL Football teams have telematics. TESLA uses telematics. What is telematics and how can you use them to do business more efficiently and reduce the risk of claims?